California offers a plethora of opportunities for adventure, unique experiences and creative income streams. With such a dynamic lifestyle, it’s essential to consider insurance coverage that goes beyond the basics. Although not technically required by law, boat insurance in California and personal ATV insurance are a necessity for weekend warriors. Those who drive Lyft or Uber would do well to consider rideshare insurance in California. 

Let’s explore these three types of insurances: 

1. Rideshare Insurance in California

If you’re one of the many Californians who have turned to ridesharing services like Uber and Lyft for extra income or as your primary source of earnings, you need to know about rideshare insurance. While ridesharing platforms offer some coverage for drivers, there are gaps that could leave you exposed in case of an accident. Standard personal California auto insurance policies typically don’t cover accidents that occur while you’re driving for a rideshare service.

Rideshare insurance is designed to bridge this gap. It provides coverage during specific periods when you’re working as a rideshare driver but aren’t actively transporting passengers. This coverage can protect you from financial setbacks in case of an accident, ensuring you can continue to earn a living without worrying about costly repairs or medical bills.

2. Personal ATV Insurance

ATV insurance is a type of coverage designed specifically for off-road vehicles. It can protect you in the event of accidents, damage to your ATV, or liability for injuries or property damage that might occur while you’re riding. With the right ATV insurance in place, you can enjoy your off-road adventures in California with greater peace of mind, knowing you’re financially protected.

Contact our California agency insurance services to learn more about obtaining insurance for your recreational machines.

3. Boat Insurance in California

Whether you own a sailboat, powerboat, or a small fishing boat, insuring your watercraft is a smart move. Boat insurance can help safeguard your investment and provide protection in case of accidents, theft, or damage.

Additionally, liability coverage offered by boat insurance can protect you in the event of accidents on the water, ensuring that you’re not held personally responsible for property damage or injuries. With California’s strict boating regulations, having proper insurance is not only a smart choice but often a legal requirement.

NHC Insurance Services Can Help Fill the Gaps 

NHC Insurance is your trusted partner in safeguarding your financial well-being. We excel in identifying potential gaps in your insurance coverage and crafting solutions that fit seamlessly into your budget. By conducting a comprehensive review of your current coverage, we can pinpoint areas where you might be vulnerable to unexpected expenses.

If you’re in need of rideshare insurance in California, personal ATV insurance, or boat insurance in California, NHC can get you covered— contact us to learn more.