5 Reasons to Work with an Independent Insurance Broker

Choosing the right insurance plan can make the difference between financial well-being and hardship— that’s why it’s essential to know who to turn to for your coverage needs. When deciding between different California agency insurance services, you have the option to work with captive or independent brokers.

Here are five reasons why it’s best to work with an independent agency:

1. Access to a Variety of Options

Captive agents represent one insurance company and can only sell that company’s policies, whereas independent agencies have access to a variety of policies from multiple different companies. You won’t have to shop around for the best plan, your agent will have access to numerous options that are better suited to your needs.

For example, independent house and car insurance brokers work with highly-rated companies like Progressive, Liberty Mutual, Travelers and more.

2. Personal Advice from California Agency Insurance Services

Independent brokers act as insurance advisors for their clients. They’re licensed experts in the field and can help explain the complexities of your insurance needs to help you make educated decisions with your money. They’ll make sure that you have the coverage you need, without acting as a salesperson for an individual insurance company.

3. Catering to a Variety of Needs

Whether you’re looking for house and car insurance brokers or a more niche type of coverage, independent agencies have access to policies for nearly every type of personal insurance. Working with an independent broker is essentially a one-stop-shop for all of your insurance needs. For example, if you’re seeking out house and car insurance brokers but also need personal ATV insurance or other specialized coverage, your agent will be able to find a plan that fulfills all of your needs.

4. Quality Customer Service

Independent agencies work for YOU— if you need help switching policies or filing a claim, you’ll have direct access to your agent, rather than going through a third-party or call center to obtain information. They’ll advocate for you and work with the insurance company on your behalf, providing peace of mind for your home and property.

5. Saving Money on Insurance

When you have access to the best insurance companies available, along with personalized care from an insurance expert, you can rest assured that you’re getting the best coverage and value available for your budget.

Independent California Agency Insurance Services

NHC Insurance Services offers independent brokerage services, with access to numerous highly-rated insurance companies wide a wide variety of policy options. We can help create customized personal insurance packages tailored to your individual needs and budget.