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Homeowners Insurance Add-Ons Every California Resident Needs in 2023

By |2023-01-30T12:26:09-08:00January 30th, 2023|General|

Owning a home in California in 2023 comes with the unique risk of common natural disasters— the state is especially prone to earthquakes, fires and floods. No matter how comprehensive your homeowners insurance policy is, it typically excludes coverage for  Earthquake and Flood events. Here are three insurance add-ons [...]

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Everything You Need to Know About Flood Insurance in California

By |2023-01-30T10:33:45-08:00January 23rd, 2023|General|

Flood insurance is especially important in California— we’ve already seen the effects of these devastating natural disasters early in 2023.  Rains lead to mudslides and you can only get mudslide coverage on the flood policy. Here’s everything you need to know about this specialized coverage in California: Do You Need It?  Although [...]

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Home and Auto Owners Insurance Projections for 2023

By |2022-12-21T14:29:19-08:00December 21st, 2022|General|

Insurance prices have been skyrocketing throughout 2022, and expert predictions don’t anticipate relief any time soon— home and auto owners insurance costs are projected to rise across the board in the new year, driving many consumers to turn to independent California agency insurance services to cut costs.  Here’s a [...]

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The Best Renters Insurance for 2023

By |2022-12-21T14:28:31-08:00December 14th, 2022|General|

As with most personal insurance prices, renters insurance costs are expected to continue rising in the new year. If you haven’t already, it’s time to update your policy or consider switching providers— many are turning to independent agencies like our South Bay insurance services to cut costs.  Here are [...]

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What You Need to Know About Rising Homeowner Insurance Costs in California

By |2022-11-21T09:38:47-08:00November 21st, 2022|General|

The cost of homeowners insurance in California increased nearly 10% from 2021 to 2022. Although inflation is playing a role, there are also factors unique to California’s climate at play. Here’s everything you need to know about rising home insurance costs in California: What Are the Key Factors?  There’s a shortage of [...]

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Earthquake Coverage: How It Works and What’s Included

By |2022-11-21T09:36:02-08:00November 14th, 2022|General|

Earthquakes in California are a matter of “when” not “if.” It’s important to be prepared for the likelihood of such a natural disaster— but how does earthquake insurance work, and what’s included in your coverage? We’ll explain: What’s Covered and What’s Not It’s important to note that earthquake coverage [...]

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How to Find the Best Renters Insurance in California

By |2022-10-26T11:48:52-07:00October 26th, 2022|General|

Finding the best renters insurance in California can be a tedious process— you can sift through the highest-rated insurers, compare costs and plans and learn what to look for in your policy, but even then, there could be a better solution out there for your individual needs.  Although we’d [...]

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Are Your Recreational Activities Covered?

By |2022-10-26T11:48:16-07:00October 19th, 2022|General|

Lesser-used coverage like personal ATV insurance and boat insurance in California often get overlooked, as most are primarily using these vehicles recreationally in their spare time. Although boats, ATVs and other recreational crafts typically don’t require an insurance plan in California, it’s important to consider opting for at least [...]

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How to Cut Costs on Your Homeowners Insurance

By |2022-09-14T11:51:44-07:00September 14th, 2022|General|

Homeowners insurance is imperative for covering your belongings and property, but not all policies are created equal. Comprehensive or specialized coverage can add up quickly, but there are simple ways to cut costs now:  Improving Home Security Enhancing your current safety measures within your home can help you cut [...]

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Types of Personal Insurance You Might Not Realize You Need

By |2022-09-14T11:50:51-07:00September 7th, 2022|General|

Certain types of personal insurance might seem like a given with standard coverage— like flood or earthquake insurance. Still, the unfortunate reality is that you might not be covered for specific events, even if you’re paying for more than standard coverage.  Here’s why you might need to opt for [...]

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