Business Owners Insurance

Packaged Protection for Your Business

As a business owner, you strive to make decisions that are right for your business, your employees and yourself. This includes decisions about business insurance. You know you need excellent coverage. You don’t, however, have time to become an expert in business insurance. That’s where NHC Insurance Services can help!

Business Owners Insurance – also known as a Business Owners Policy (BOP) – combines the following coverages for small to medium-sized businesses:

Property
Liability
Business Interruption

This packaged coverage is generally less expensive than when purchasing coverage separately. With a BOP you have the ability to customize the policy to meet your individual business needs.

Perhaps you need general liability coverage that includes operations or you need to add business auto coverage or commercial property insurance.

Whether you are a home-based business, small service provider or contractor, NHC Insurance Services will work with you to find the right combination of business insurance coverage to meet your specific needs.

Although [Sunshine] knew about the huge problem regarding our Business Owners Insurance, she stepped right in and sorted things out. Not only did she correct the problem with the current policy period but she also rectified a problem on the prior year’s audit. And in addition was able to stop the cancellation process that was already in motion and to become effective at 12:01am that evening.

She has been a terrific help and never once was even the slightest bit annoyed about any of it. Because of her, I will recommend anyone I know looking for Business Insurance to contact NHC Insurance. You have a real find, and should be proud of her.

Abbie H.

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Supplemental Coverage Available

While a Business Owners Policy as-is may be perfect for some businesses, others need additional coverage options. Expand your business insurance coverage with the following:

Extended liability for additional insureds.
Debris removal, personal property.
Tools and equipment.
Valuable records protection and accounts receivable.
Hired & Non-Owned Auto Liability
Data Breach

In addition to advising you on the right coverage, we provide additional services, such as:

Loss Prevention Programs – with our insurance company partners, we can evaluate your business’s current conditions and recommend ways to lower property, auto, workers compensation or liability losses. Lower losses will not only lower your insurance costs, but also increase your productivity by avoiding downtime.
Quick Claim Response – when you do have a claim and need fast and fair service, we work with you to make that happen. That’s why we only represent companies with excellent records for settling claims fairly and promptly.
Competitive Rates – many of the insurance companies we represent specialize in insuring specific types of businesses or industries, offering special coverage and pricing.

To see if your business qualifies for one of these special programs, contact NHC Insurance Services for more information. Give us a call at 310-221-0917 or fill out the Request a Quote form on this page.

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Jessica M. Ortega has been a beneficial and professional relief in my overwhelming personal endeavors while starting my business. As we all know there are many factors and legal statutes that govern contractors in California. While searching for the best carrier for my communications business, I randomly found Safeco and Jessica.

Jessica has answered all my questions, concerns and requests with professional and quick results. She will handle any and all my business and personal insurance needs. Jessica is well appreciated and respected by all of those in my industry.

Jason M.

We really appreciate the fast and friendly service provided to us by Jessica. We were recently running out of time to keep our insurance policies from lapsing and she was able to assist us within a day of our submitting the necessary paperwork.

Additionally, she had the initiative to solicit us for a quote on a policy that we had with another carrier, which we had not planned on switching, and the result was that we saved $700 on that policy written by NHC. Jessica did a great job for us and we are enthusiastically appreciative of her efforts and service. Thanks for a job well done!

Len M.

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Ready to talk? We’re here when you need us

310-221-0917

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