Owning a home in California in 2023 comes with the unique risk of common natural disasters— the state is especially prone to earthquakes, fires and floods. No matter how comprehensive your homeowners insurance policy is, it typically excludes coverage for Earthquake and Flood events. Here are three insurance add-ons [...]
Flood insurance is especially important in California— we’ve already seen the effects of these devastating natural disasters early in 2023. Rains lead to mudslides and you can only get mudslide coverage on the flood policy. Here’s everything you need to know about this specialized coverage in California: Do You Need It? Although [...]
Insurance prices have been skyrocketing throughout 2022, and expert predictions don’t anticipate relief any time soon— home and auto owners insurance costs are projected to rise across the board in the new year, driving many consumers to turn to independent California agency insurance services to cut costs. Here’s a [...]
As with most personal insurance prices, renters insurance costs are expected to continue rising in the new year. If you haven’t already, it’s time to update your policy or consider switching providers— many are turning to independent agencies like our South Bay insurance services to cut costs. Here are [...]
The cost of homeowners insurance in California increased nearly 10% from 2021 to 2022. Although inflation is playing a role, there are also factors unique to California’s climate at play. Here’s everything you need to know about rising home insurance costs in California: What Are the Key Factors? There’s a shortage of [...]
Earthquakes in California are a matter of “when” not “if.” It’s important to be prepared for the likelihood of such a natural disaster— but how does earthquake insurance work, and what’s included in your coverage? We’ll explain: What’s Covered and What’s Not It’s important to note that earthquake coverage [...]
Finding the best renters insurance in California can be a tedious process— you can sift through the highest-rated insurers, compare costs and plans and learn what to look for in your policy, but even then, there could be a better solution out there for your individual needs. Although we’d [...]
Lesser-used coverage like personal ATV insurance and boat insurance in California often get overlooked, as most are primarily using these vehicles recreationally in their spare time. Although boats, ATVs and other recreational crafts typically don’t require an insurance plan in California, it’s important to consider opting for at least [...]
Homeowners insurance is imperative for covering your belongings and property, but not all policies are created equal. Comprehensive or specialized coverage can add up quickly, but there are simple ways to cut costs now: Improving Home Security Enhancing your current safety measures within your home can help you cut [...]
Certain types of personal insurance might seem like a given with standard coverage— like flood or earthquake insurance. Still, the unfortunate reality is that you might not be covered for specific events, even if you’re paying for more than standard coverage. Here’s why you might need to opt for [...]