Protect Your Investment
Condominium insurance is unique. Your condo insurance policy covers your personal property and liability, as well as additions, alterations and improvements you make to your unit that are your responsibility based on the condo association agreement.
Optional loss assessment coverage is also available to protect you against certain assessments that may be levied by the association.
You would be compensated for additional living expenses incurred should you need to vacate your condo after a covered loss.
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What You Need To Know
If you have upgraded cabinets or put in hardwood floors, condo building item coverage protects these investments. Be sure to consult your HOA agreement to determine what the Association policy covers and what you are responsible for.
If common areas are damaged, your condo association may levy assessments against all the owners to pay the deductible on their association policy.
Various limits of loss assessment coverage are available. Be sure to consult the HOA agreement to determine the potential for such assessments.
Protect Yourself and Your Guests
Your condo insurance policy protects you and your family members against bodily injury and property damage liability claims and litigation that may result subject to the limits you select. In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available.
Extra Coverage Doesn’t Have to Cost a Lot
If you have special valuable items such as jewelry, art, antiques or collectibles, ask about our Valuable Articles option which provides broader coverage and no deductible in the event of a covered loss.
Contact NHC Insurance Services to identify the best combination of coverage, value, and price for you. We can help make sure your condo insurance continually meets your needs. Call us at 310-221-0917 or online at firstname.lastname@example.org.
Your situation is unique
Rather than trying to fit your insurance needs into a pre-configured package, we’ll get to know you and your specific coverage needs to make it easy for you to compare to your existing policies and see what coverages you might be missing. Give us a call or fill out the Request a Quote form on this page to get started.
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