In general, Homeowners Insurance is what will help protect you financially if you suffer a loss to your home due to Fire, Theft, Vandalism, or other covered event. What’s more, it will cover you if someone is injured on your property and wins a legal judgment against you.
It’s important to remember that not all homeowners policies are the same. They differ based on which losses are covered, which coverages you choose, and what type of home you own. We can help you choose which policy is best for you, whether it’s a comprehensive policy that covers losses such as fire, hail, smoke, falling objects, vandalism and theft of personal property, or whether it’s a policy that covers only specified losses.
The amount you pay for a Homeowners Insurance policy in California will depend on several factors, including: