Renters Need Protection Too
You don’t have to be the owner of the house, condo or apartment you’re living in to protect the things you actually do own.
From your clothes and furniture to your sound system, sports gear, and computer; a renters policy can help you feel confident that everything you’ve worked for is protected.
A renters policy will also cover damage to some of your possessions that are located outside your home. This includes property stolen from your car or luggage damaged luggage on a trip.
What You Need to Know
When it comes to insurance for myself and family I go with only one thing – peace of mind that’s what I call NHC Insurance. I have our home, autos and personal property all with NHC. The professional service and response that I get every time I talk to Julia Burdick is number one. I know that when I hang up the phone it’s taken care of – peace of mind.
Your renters policy covers your personal property against theft or damage subject to the limits and deductibles you select. The coverage applies even when you are away from home.
For a small additional premium, you can choose to carry full value coverage on your personal property, which ensures that you will be paid the full replacement cost of items that are damaged or stolen without deduction for depreciation.
Protect Yourself and Your Guests
Your renters insurance policy protects you and your family members against bodily injury and property damage liability claims and any litigation that may result subject to the limits you select.
In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available.
The Right Coverage at the Best Price
Whether you’re starting out, between homes or downsizing, we will help you pick the renters insurance coverage that best fits your needs.
If you have special valuable items such as jewelry, art, antiques or collectibles, ask about our Valuable Articles option which provides broader coverage and no deductible in the event of a covered loss.
Your situation is unique
Rather than trying to fit your insurance needs into a pre-configured package, we’ll get to know you and your specific coverage needs to make it easy for you to compare to your existing policies and see what coverages you might be missing. Give us a call or fill out the Request a Quote form on this page to get started.
I am a physician in the South Bay and have utilized NHC Insurance for the last nine years. Julia Burdick has consistently been superb at meeting all my needs from simple questions, comparative shopping, and most importantly all claim issues.
When I had a flood due to a slab leak in my Redondo Beach home she single-handedly arranged everything from repairs to lodging. She is the best with superior knowledge of her business and excellent communication skills.
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