• Ask if customer assistance is available 24/7 to answer all your insurance questions. In the event you have a loss, the insurance companies we work with have skilled claims teams who will work with you to get your RV repaired and back on the road.
• Other additional coverage can include: Accident forgiveness, pet coverage, diminishing deductible, and more.
• Discounts can lower your premium. Ask us at NHC Insurance Services whether you qualify for safe driver discounts, original owner discounts, package discounts and more.
• You can save money if you insure more than one item with a single company, including your Home, Cars, Motorcycles, Classic cars and Boats. It will also simplify your life.

When you’re getting ready to hit the road, NHC Insurance Services can help make your good times in the great outdoors stress-free knowing that you’re covered. Give us a shout or fill out the Request a Quote form on this page.

There’s no shortage of ways to get outside in California. Whether you’re hitting the trail, the links, or just the great outdoors, the last thing you want to worry about is whether your insurance policy has you protected.

NHC Insurance Services can help you get the specialized coverage you need for your specialized vehicles. We can help you protect your investment and let you focus on having fun.

Are your off-road toys covered?

• ATV (All-terrain vehicle) insurance
• Dirt bike insurance
• Dune buggy insurance
• Golf cart insurance
• Snowmobile insurance
• Any other motorsports insurance

Not Sure You Need ATV, Golf Cart, Snowmobile, or other Motorsports Insurance?

Most specialized vehicles aren’t covered under your standard auto or home insurance policies, especially when you aren’t on your own property. What’s more, many national, state, or other public parks in California require specialty vehicle riders to be properly insured.

Want to keep your Snowmobile, Dirt Bike, ATV, Golf Cart & other Motorsports Insurance costs down?

Several factors can affect the cost of insuring a specialty vehicle. So what can you can keep your rates low?

• Be safe. If you have violations on your driving record or claims on your insurance policy, your rates will likely be higher.
• Choose your vehicle carefully. Some models of ATVs, snowmobiles, dirt bikes or other off-road vehicles are considered more aggressive machines, and typically cost more to insure.
• Own More Than One. With many carriers you can receive a discount if you insure more than one specialty vehicle on your policy.

Good Coverage. Great Times

Every specialty vehicle policy is unique, but the following is a quick rundown of the some of the options included in most ATV, snowmobile, dirt bike, golf cart, and other off-road vehicle insurance policies:

• Collision coverage – pays for covered damage to your vehicle when in a collision with another vehicle or other object.
• Property damage liability coverage – insures you against certain damages caused to another person’s property while operating your vehicle. This coverage may also provide you with a legal defense for such claims if another party files a lawsuit against you.
• Bodily injury liability coverage – insures you against certain damages if you injure or kill someone while operating your vehicle. This coverage also may provide you with a legal defense if another party in the accident files a lawsuit against you.
• Comprehensive physical damage coverage – pays for covered losses resulting from incidents other than collision – like fire, theft, or vandalism.

Let us help make sure you’re covered when you hit the trail – contact us today to find out how to get the best price and value on the Motorsports Insurance that’s right for you.