Auto insurance is a tricky subject that few understand but most need. Minimum coverage is required by law in California, but depending on your circumstances and driving history, minimum coverage might not cut it. 

Here’s what you need to know when searching for South Bay auto insurance services: 

Auto Insurance Coverage

California’s required minimum coverage includes bodily injury liability, property damage liability, uninsured motorist bodily injury and uninsured motorist property damage coverage. When you choose basic coverage, however, you risk paying out of pocket for damages like collisions, theft or fire. 

When choosing your South Bay insurance services, make sure that your provider or agency understands your specific needs and can provide a comprehensive plan to protect yourself and your property. 

Auto Insurance Cost 

The average cost of car insurance in California is about $2,518 per year for full coverage— however, the average price for minimum coverage sits at about $844, depending on the provider. This may seem expensive, but opting for better coverage could save you thousands in the future— especially if lawsuits are involved. 

The best rule of thumb when searching for South Bay insurance services is to ensure that your budget and coverage needs are being met, without sacrificing the quantity and quality of that coverage. 

South Bay Insurance Services for You

NHC Insurance Services understands the complexities of every form of personal insurance. Our decades of expertise working with numerous high-quality insurance providers ensures that our customers are getting the best coverage at a price that works for them. 

When it comes to auto insurance, we know that all contracts are the same. Many companies will exclude coverage most would think is included in their policies, and when an unfortunate event happens, you’re the one who has to pay. 

We believe in transparency, education and providing ongoing support to anyone who works with us. Request a quote to get started.