Workers’ compensation insurance, it’s an investment in your staff’s security.
Workers’ comp insurance can also help your business, as it makes sure staff get adequate medical treatment that helps them return to work fit and healthy. A healthy team is a better staff.
How does workers’ compensation insurance work?
Each state has its own unique set of workers’ compensation laws that employers must follow. These regulations help ensure that employers provide coverage for the cost of work-related injuries or occupational diseases, regardless of employee negligence.
This coverage pays for their medical as well as physical rehabilitation to the employees injured at work. It helps to replace the lost wages when the employees are not able to work. Above all, it helps you from getting sued by injured workers in the majority of cases.
An employee can only receive benefits if their injury or illness relates to their job duties or employment. Workers’ comp insurance could cover damages caused by lifting heavy equipment, slipping on a wet or oily surface, or sustaining an injury due to fires or explosions.
If an employee isn’t acting within the scope of their employment and becomes injured, such as playing football with friends on a day off, workers’ compensation insurance won’t cover them.
YOUR RESPONSIBILITY AS BUSINESS OWNER.
Being a business owner you must offer safety to all your workers while they are at work. Workers Compensation is one of the best ways you can safeguard their hard work. In fact, with a Workers Compensation policy, your employees would feel that the business cares for them and values the hard work they put in daily.
Our insurance experts are ready to help you determine the best method for obtaining proper workers’ comp insurance for your business. Call us: 310-221-0917